Employers

U.S. OMNI provides effective tools and resources to streamline the process and inform employers of all things related to their 403(b) and 457(b) plans.

Your Retirement Plan

Provides information on investment types, definitions and contact information for each approved provider. Streamlines the ability to add plan features and choose a provider.

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Employer Resources

Employer helpful information such as MAC limits, non-elective worksheets, SRAs, UA notices, and Preferred Provider Program information.

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Since1996

We have provided on-site IRS assistance with in-house legal council that provides full support in the event of an IRS audit. Plan Sponsors are assigned primary and secondary consultants to aid with technical and plan design questions. We also utilize integrated support teams to develop, protect, and manage your plan. Our consulting services, which are not replicated by any other TPA in this industry, are provided to our clients at no additional cost.

We provide “meaningful notice” employee communication that satisfies the IRS regulation regarding Universal Availability. Additionally, our Financial Wellness Center serves as an educational resource providing a variety of tools to assist in learning more about retirement savings and managing personal finances. Calculators, videos, and informative content are available to help guide the retirement planning process.

A fully staffed customer support call center and secure online remittance service and online transaction adjudication through our distribution system. Remit to 250 investment providers on behalf of over 1.2 million participants representing over $3 billion in annual retirement plan contributions.

Since1996

We have provided on-site IRS assistance with in-house legal council that provides full support in the event of an IRS audit. Plan Sponsors are assigned primary and secondary consultants to aid with technical and plan design questions. We also utilize integrated support teams to develop, protect, and manage your plan. Our consulting services, which are not replicated by any other TPA in this industry, are provided to our clients at no additional cost.

Investment providers

Handle Transactions

Salary Reduction

Calls a year

Frequently Asked Questions

Have a question about OMNI’s 403(b) and 457(b) administration? Please contact Plan Support Services at serviceinfo@omni403b.com
How do I add a new investment provider to my authorized list of providers?
If you wish to add an investment provider, please send an email to your Client Relations Manager or Plan Support team to assist you.
Can I make changes to the features in my organization’s plan?
Yes, you, as the Plan Sponsor, can make changes to the features in your plan at any time. OMNI/TSACG works with employers to customize a plan document to their specific needs. If you would like to make changes to your plan features, please contact your Client Relations Manager or Plan Support team for further instructions.
Will online SRA forms be sufficient in the event of an IRS audit?
Yes. When a participant completes an online SRA, the changes entered and confirmed by your employee are memorialized in the fund change e-mail you receive. Furthermore, OMNI retains electronic records of each SRA (including IP addresses) that can be provided to you at a moment’s notice.
What is the difference between an elective and a non-elective contribution?
An elective contribution is a paycheck deferral made by the employee to his 403(b)/457(b) plan. To initiate the elective contribution, the employee must open a 403(b)/457(b) account and complete a Salary Reduction Agreement via OMNI/TSACG’s website.

In contrast, non-elective contributions are funds, you, as the employer, choose to direct towards an individual’s 403(b) account, regardless if employees make their own contributions. These contributions come directly from the employer and are not deducted from employee’s salaries. Importantly, the employer and the employee never pay FICA and Medicare on non-elective contributions.

How do I know when an employee reaches his/her maximum allowable contribution limit?
As part of OMNI/TSACG’s services, we continually track each participant’s maximum allowable contribution (MAC) limit throughout the year. OMNI/TSACG notifies you when the employee is getting close to reaching his/her MAC, as well as when the employee has reached his/her MAC. In addition, OMNI/TSACG’s compliance checks will identify the excess funds and return them to the employer prior to the funds being sent to the investment provider.
What should I do if I receive a 403(b)/457(b) audit letter from the IRS?
As part of our all-inclusive services, OMNI/TSACG provides our clients with full IRS audit assistance. In fact, OMNI/TSACG has successfully assisted in over 80 IRS audits. If you receive an IRS audit letter, please contact your Client Relations Manager or Plan Support.